Guide · Tokyo · language-school students

Cost of living in Tokyo as a foreign student

Tuition is the school’s number. This page is the rest: rent, food, trains, phone, and the cash you need before your first part-time paycheck. Figures are ranges for a single student in 2025–2026, not a quote.

The short answer

Japan’s official student survey (JASSO, 2023) puts the national average living cost at about ¥105,000 a month, excluding tuition and research. Tokyo is above that, mainly because of rent: the same survey’s housing figure is about ¥57,000 in Tokyo versus ¥41,000 nationwide (Study in Japan / JASSO).

For a language-school student who is new to Tokyo, a realistic living budget (no tuition) is usually:

Add language-school tuition separately (often billed by term). Always ask the school for the current total: enrollment, materials, and insurance can sit on top of the advertised course fee.

A sample monthly budget (living only)

These are planning bands, not promises. Share houses often bundle utilities and Wi‑Fi; a private apartment usually does not.

Item Tight (share house) Typical (private 1K)
Rent / housing ¥45,000–¥70,000 ¥70,000–¥110,000
Utilities + internet Often included ¥8,000–¥15,000
Food ¥25,000–¥35,000 ¥35,000–¥50,000
Train / bus (commuter pass) ¥8,000–¥15,000 ¥8,000–¥15,000
Phone ¥2,000–¥4,000 ¥3,000–¥5,000
Health insurance (NHI, student) ¥2,000–¥15,000* ¥2,000–¥15,000*
Misc. (toiletries, laundry, social) ¥8,000–¥15,000 ¥10,000–¥25,000
Living total (rough) ¥120,000–¥150,000 ¥150,000–¥180,000+

*National Health Insurance for students can be reduced after you register at the ward office. The first bill may be higher until reduction applies. Pension rules for students differ — ask the ward office, not a blog.

Rent is the number that moves everything

A private studio in the 23 wards is often ¥70,000–¥110,000 a month before utilities. Closer to Shinjuku, Shibuya, or a famous language-school cluster (for example Takadanobaba), you pay for the commute you save.

Many first-year language students start in a share house or guesthouse (often ¥45,000–¥75,000, furnished, utilities included, shorter contract, fewer guarantor hurdles). School dorms, when they exist, can be cheaper but fill fast — ask the school, do not assume a bed.

First month is not one month of rent. A normal apartment can ask for deposit, key money, agent fee, and guarantor-company fee — commonly several months of rent in cash up front. Share houses are usually lighter (move-in + cleaning fee). Budget a buffer of ¥150,000–¥400,000 for arrival housing depending on type.

Food, trains, and everyday prices

Cooking keeps food near ¥25,000–¥40,000. Convenience stores and lunch sets add up fast; a month of eating out can look like ¥50,000+. Official retail prices (December 2025 survey, published on Study in Japan) give a feel for the trolley: about ¥267 for a liter of milk, ¥313 for 10 eggs, ¥4,979 for 5 kg of rice.

A student commuter pass (定期券) between home and school is usually cheaper than paying per ride if you travel the same route every weekday. Living “far and cheap” only works if the pass still fits the budget and you can arrive on time for morning class.

Can part-time work cover Tokyo?

A student visa is for study. Paid work needs permission to engage in activity other than that permitted (資格外活動許可). During term, the usual cap is 28 hours a week (longer in some official school holidays — confirm with immigration and your school).

Tokyo’s minimum wage is ¥1,226 per hour (in effect since 3 October 2025). A local council has recommended ¥1,280 from around October 2026; use the posted rate at your workplace, not this page.

At ¥1,226 × 28 hours × 4 weeks you get about ¥137,000 before tax — in a good month, if you actually get those hours. Take-home is less. That can cover a tight living budget, and it will not reliably cover rent + food + tuition. Plan on savings, family support, or a scholarship for the gap. Do not treat overtime or “cash jobs” as a plan; they can put your visa at risk.

Money immigration and schools care about

For a student visa, schools and immigration look at whether you can pay tuition and live without illegal work. The amount they want to see in bank statements varies by school and nationality. Ask your school for their current proof-of-funds guidance. This site does not set that number and is not immigration advice.

How to use this when you pick a school

  1. Get the school’s total first-year cost in writing.
  2. Add a Tokyo living band from this page (tight or typical).
  3. Add first-month housing cash if you are not in a dorm.
  4. Treat part-time pay as optional, not as the plan that makes the visa work.

Commute matters: a cheaper room in Saitama or a far ward can erase the savings in time and a more expensive pass. Ask the school which station the campus uses, then price a pass on the railway site before you sign a lease. Compare Osaka living costs if you are choosing between cities — rent is the gap, not groceries.

Match a Tokyo or Osaka school